We shop, You save. It's that simple
We know insurance is complicated, that’s why we are here to help keep things simple.
We offer the best options in the insurance space to help find you the right coverage for the right price
Micah will go out of his way to help you out, every time. He is never too busy to help his clients or friends. With Micah, if you are the former, you soon become the latter. My family is secure in the knowledge if we have an insurance emergency – we will be taken care of.
Trevor C.
Let's find out how we can help you
Get the coverage you need from someone who cares and will stand with you when you need them the most
FAQ
Most frequent questions and answers
Reform happened. What did it do exactly? Did it change No-Fault insurance? Can it help you save money? Reform did introduce a set of choices that could indeed help you save money but it could also cost you dearly if you don’t understand or qualify for these new changes. Call or shoot us a message and we can explain what options are best for your situation.
You won’t find “Full Coverage” on your policy. The term is more like a concept to protect your vehicle from a broad range of physical damages that fall under two coverages called Comprehensive and Collision. Generally, these are the required coverages when financing a vehicle but they are also important if you want insurance to cover the costs of your vehicle’s damages.
In general, all household members with access to the vehicle should be accounted for as well as anyone outside of your household with occasional use as they have the potential to be involved in an accident. Drivers not listed will not be protected by your policies’ coverages so if they are otherwise uninsured there is a severe risk to operating your vehicle. You should talk to an insurance agent in depth for anyone, not on your policy that has use of your vehicle.
Do you feel like you paying too much for your insurance? How much is too much? This is one of the hardest conversations to generalize because the calculations for what you pay are vast. Your age, sex, driving record, length of insurance, credit aspects, claims made, type of vehicle, where you live, and types of coverage all factor in making it hard to compare what you pay compared to your best friend or next-door neighbor. It’s not a secret that insurance costs continue to go up which is why we believe that an independent agent should be your best option. We have more than one carrier and oftentimes can find a better solution to help you pay an amount you find fair without cutting coverage or raising deductibles.
Insurance can be complicated and your situation may need someone willing to take the time to find a good answer. If you have an insurance question call or message me. Let me know how I can help